Irving

Housing in Irving, Duluth, Minnesota

Part of the Irving neighborhood guide. Back to the full guide.

Irving's housing is small, old, flat-sited and unusually multi-unit.

The core types are gable-front cottages and small four-squares from roughly 1895 to 1930, two-flats and side-by-side duplexes throughout, and postwar ramblers filling in later. Single-family units are 72.5% of the tract's stock, duplexes 13.4%, structures of five or more 10.7%, and mobile homes a further 1.5%. New construction is effectively absent.

The duplex question is the one that separates a good purchase from a bad one here. In stock this age, some two-unit properties were purpose-built and some are conversions of single houses, and the conversions were not all permitted. The specific things to check are electrical metering, whether it is genuinely separate or improvised; bedroom egress, particularly in upper units and converted attics; and fire separation between units, which is both a safety and an insurance issue. Ask for permit history from the city, and use an inspector who works on small multi-unit property rather than only on houses. If you plan to rent a unit, confirm the licensing and inspection requirements with the city before you close, not after.

The rest of the list is the standard pre-1965 Duluth one: knob-and-tube remnants and undersized service, lead paint under later coats, asbestos in pre-1980 insulation and flooring, older sewer laterals worth scoping, ice dams, and radon, which is routine testing here given the bedrock. On the lowest bayside blocks add basement moisture.

One item is location-specific: site history along the bay frontage. This is working industrial and rail ground with a long history, and any parcel near it deserves a question.

Carrying costs are low. St. Louis County taxes apply and owner-occupants should file for the Minnesota homestead credit, though note that an owner-occupied duplex is classified differently from a fully tenanted one, so check the actual prior-year bill rather than assuming. Ecolibrium3's west-side energy programming is aimed at this stock and matters more than usual in rental duplexes, where the person paying the heating bill and the person owning the insulation are often not the same.

Dominant styles: gable-front cottage, two-flat and side-by-side duplex, small American four-square, postwar rambler. Watch for: knob-and-tube wiring remnants, lead paint on pre-1978 stock, asbestos in pre-1980 insulation and flooring, older sewer laterals, ice dams, radon (test given bedrock), duplex conversions done without permits, including separate metering, egress and fire separation, industrial and rail site history along the bay frontage, basement moisture on the lowest bayside blocks.

What the housing stock is

Single family72.5%
Duplex13.4%
Tri or fourplex1.9%
Multi family (5+)10.7%
Mobile or manufactured1.5%

Share of housing units by structure type, summing to 100%. ACS 5-year 2023 estimates, Census Tract 34; St. Louis County; Minnesota (FIPS 27-137-003400), accessed 2026-08-13. Neighborhood boundaries do not align to Census geographies; this is the best-fit tract for the neighborhood centroid.

Unusually for this guide, Tract 34 is not shared with another written neighborhood, so these figures are a closer fit to Irving than most of our tract data is to its subject. The tract still extends beyond the neighborhood's informal edges, but the standout number is credible and locally meaningful: a 13.4% duplex share, the highest of any tract in this guide, which matches the two-flat and side-by-side stock visible on these streets.
Property taxes: St. Louis County (MN). Owner-occupants should file for the Minnesota homestead credit. Note that an owner-occupied duplex is treated differently from a fully tenanted one, which matters here given how much of the stock is two-unit, so confirm the classification on the actual prior-year bill for the specific parcel.
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